Western Union, Zoona Transactions Zambia Limited, and Chipper Cash have announced the launch of international money transfer services within the Chipper Cash app.
The co-branded service will allow customers in Zambia to send and receive funds internationally through the mobile platform.
Zoona, a fintech and enterprise payments provider in Zambia, was acquired by Chipper Cash in 2022.
The combined operations now serve approximately 5 million users across the African continent.
This new service brings together Western Union’s global network and long-standing experience in cross-border money movement with the local market knowledge and mobile infrastructure of Chipper Cash and Zoona.
Chipper Cash users in Zambia can now access Western Union’s network spanning over 200 countries and territories.
The service supports transfers to mobile wallets globally, with the option for recipients to collect funds in cash at numerous locations overseas.
A bank account payout feature is expected to be introduced soon.

“Zambia’s digitally savvy population of over 20 million is driving a remarkable shift toward mobile-first financial solutions,”
said Mohamed Touhami el Ouazzani, Western Union’s Regional Vice President for Africa.
“Integrating our international money transfer services in the Chipper Cash app means customers can transfer funds across our global network, reliably and with ease. I am delighted then that, together, we are expanding the possibilities for Zambians to connect, transact and thrive in the global economy.”
The Chipper Cash app is available for download on Android and iOS devices.
Users can initiate a Western Union transfer using funds stored in their Chipper Cash wallet, which can be topped up via a range of channels, including mobile network operators, banks, ATMs, and retail outlets.

“At Zoona, we have witnessed firsthand the evolution of Zambia’s financial landscape, from cash-based transactions and agent networks to a dynamic environment for mobile and digital payments,”
said Brett Magrath, CEO of Zoona and Chief Product Officer at Chipper Cash.
“This partnership marks the next chapter in that journey. With smartphone adoption increasing, there is growing demand for digital financial services that go beyond USSD to offer more comprehensive, app-based experiences. This initiative extends the reach of Zambia’s fintech ecosystem, enabling greater access to global financial services through a digital platform.”
Featured image credit: Edited by Fintech News Africa, based on image by asierromero and daboost via Freepik







